Privacy and Disclosures
Central Savings Bank

Respecting and maintaining your online privacy and the security of your personal information is extremely important to us. This Central Savings Bank Online Privacy Notice is designed to inform you of our website and online information privacy practices, the types of information we collect, how the information is used, and to assure you that we maintain strict security procedures to protect your information.

In conjunction with our Online Privacy Notice you should also refer to our:

Information We Collect About You

To help us serve your financial needs, provide services, and offer new products and services to you, we collect personally identifiable information about you from:

How We Use Your Information

We may use your information:

Categories of Third-Parties With Whom Central Savings Bank May Share Information

Central Savings Bank shares personal information with third-parties only as permitted by law in connection with the administration, processing, and servicing of account and account-related transactions, in order to perform services for us on your behalf, and as required by law; for example, credit reporting agencies, bill payment processors, credit, debit and ATM card processing networks, data processing companies, marketing and other companies in order to offer and/or provide financial products and services to you, and in response to legal or regulatory requirement, court order and/or other legal process or investigation.

Other Online Information We Collect and Use

We may collect and use other information, such as:

Mobile Applications

Central Savings Bank mobile banking applications allow you access to your account balances, transfer funds, pay bills, and make deposits on your mobile device. This Online Privacy Notice applies to any personal or other information that we may collect through the mobile applications.

Advertising and Marketing

If you prefer that Central Savings Bank not send you advertisements and other marketing information you can opt-out by calling 800-562-4880.

Protecting Your Information, Confidentiality, and Security

We protect information we collect about you by maintaining physical, electronic, and procedural safeguards. These safeguards restrict access to your confidential information to only authorized personnel with specific need to access and utilize your information. We train our employees on how to handle your information to maintain confidentiality and privacy. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer and system safeguards and secured files and buildings.

Making Sure Your Information is Accurate

Keeping your Central Savings Bank account information up to date is very important. If your account information is inaccurate, incomplete, or not current, you can update it by calling us at 800-562-4880, by writing to us at Central Savings Bank, PO Box 339, Sault Ste. Marie, MI 49783, or by visiting your local Central Savings Bank branch.

Links to Other Websites

We may provide links to other websites. If you follow links to websites not controlled by Central Savings Bank, you should review their privacy policies and other terms, as they may be different from our website.

Terminated Relationships

If your Central Savings Bank account relationship is terminated we will not share information we have collected about you, except as permitted or required by law.

Protecting Children's Online Privacy

The primary goal of the Children's Online Privacy Protection Act is to give parents control over what information is collected from their children online and how such information may be used. This website is not directed to persons under the age of 13. Central Savings Bank does not knowingly collect information from, solicit, market, or provide online services or web pages directed to children under the age of 13. For more information about the Children's Online Privacy Protection Act (COPPA) visit Federal Trade Commission's website at

Updates to this Online Privacy Notice

This Online Privacy Notice is subject to change. Please review it periodically. If we make any changes, we will revise the "Last updated" date at the top of this Notice. Any changes to this Notice will become effective when posted on this website. Your use of the website following these changes means that you accept the revised Notice.

Contact Us

If you have any questions regarding this Online Privacy Notice call us at 800-562-4880 or write to us at:

Central Savings Bank

PO Box 339

Sault Ste. Marie, MI 49783